[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.allko.cz\/nebankovni-hypoteka-pro-zacinajici-podnikatele\/#Article","mainEntityOfPage":"https:\/\/www.allko.cz\/nebankovni-hypoteka-pro-zacinajici-podnikatele\/","headline":"Nebankovn\u00ed hypot\u00e9ka pro za\u010d\u00ednaj\u00edc\u00ed podnikatele","name":"Nebankovn\u00ed hypot\u00e9ka pro za\u010d\u00ednaj\u00edc\u00ed podnikatele","description":"Banky maj\u00ed \u010dasto podm\u00ednky, kter\u00e9 jsou pro za\u010d\u00ednaj\u00edc\u00ed podnikatele dost nev\u00fdhodn\u00e9. Kv\u016fli sou\u010dasn\u00e9 ekonomick\u00e9 situaci se mnoho drobn\u00fdch podnikatel\u016f ale ocitlo v nep\u0159\u00edjemn\u00e9 situaci. V podnik\u00e1n\u00ed se \u010dlov\u011bk nikdy nem\u016f\u017ee p\u0159ipravit na v\u0161echno, proto je ob\u010das pot\u0159eba si p\u016fj\u010dit. Podnik\u00e1n\u00ed obecn\u011b nen\u00ed jednoduch\u00e1 z\u00e1le\u017eitost a je pln\u00e1 nejistoty. Kdy\u017e jste v zam\u011bstnaneck\u00e9m pom\u011bru, tak m\u00e1te ve smlouv\u011b jasn\u011b dan\u00fd plat, … ","datePublished":"2022-11-20","dateModified":"2023-05-02","author":{"@type":"Person","@id":"https:\/\/www.allko.cz\/author\/devene\/#Person","name":"devene","url":"https:\/\/www.allko.cz\/author\/devene\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/c065076eb86551fdb70725c8063acf1b60a8edaed14ed654228c4cba13121c83?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/c065076eb86551fdb70725c8063acf1b60a8edaed14ed654228c4cba13121c83?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"allko.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.allko.cz\/wp-content\/uploads\/pen%C3%ADze_10_10_10_10.jpg","url":"https:\/\/www.allko.cz\/wp-content\/uploads\/pen%C3%ADze_10_10_10_10.jpg","height":0,"width":0},"url":"https:\/\/www.allko.cz\/nebankovni-hypoteka-pro-zacinajici-podnikatele\/","about":["Pen\u00edze"],"wordCount":415,"articleBody":"         Banky maj\u00ed \u010dasto podm\u00ednky, kter\u00e9 jsou pro za\u010d\u00ednaj\u00edc\u00ed podnikatele dost nev\u00fdhodn\u00e9. Kv\u016fli sou\u010dasn\u00e9 ekonomick\u00e9 situaci se mnoho drobn\u00fdch podnikatel\u016f ale ocitlo v nep\u0159\u00edjemn\u00e9 situaci. V podnik\u00e1n\u00ed se \u010dlov\u011bk nikdy nem\u016f\u017ee p\u0159ipravit na v\u0161echno, proto je ob\u010das pot\u0159eba si p\u016fj\u010dit. Podnik\u00e1n\u00ed obecn\u011b nen\u00ed jednoduch\u00e1 z\u00e1le\u017eitost a je pln\u00e1 nejistoty. Kdy\u017e jste v zam\u011bstnaneck\u00e9m pom\u011bru, tak m\u00e1te ve smlouv\u011b jasn\u011b dan\u00fd plat, kter\u00fd v\u00e1m v ur\u010den\u00e9 datum chod\u00ed ka\u017ed\u00fd m\u011bs\u00edc. Jako podnikatel ale \u017e\u00e1dnou takovou jistotu nem\u00e1te. M\u016f\u017eete se snadno st\u00e1t, \u017ee n\u011bkdo z va\u0161ich klient\u016f v\u010das nezaplat\u00ed fakturu nebo na posledn\u00ed chv\u00edli od\u0159ekne zak\u00e1zku. Snadno se pak stane, \u017ee pen\u00edze, se kter\u00fdmi jste u\u017e po\u010d\u00edtali, vlastn\u011b nedostanete nebo v\u00e1m p\u0159ijdou a\u017e pozd\u011b. Pot\u0159eba si vz\u00edt \u00fav\u011br je v t\u011bchto p\u0159\u00edpadech naprosto b\u011b\u017en\u00e1. Jako prvn\u00ed se podnikatel\u00e9 v\u011bt\u0161inou obrac\u00ed na banku, ta je ale m\u016f\u017ee odm\u00edtnout. Jestli pot\u0159ebujete hypot\u00e9ku a banka v\u00e1s nepova\u017euje za bonitn\u00edho klienta, pod\u00edvejte se na nebankovn\u00ed hypot\u00e9ku. U nebankovn\u00ed spole\u010dnosti m\u016f\u017eete na hypot\u00e9ku dos\u00e1hnout i s n\u00edzk\u00fdm da\u0148ov\u00fdm p\u0159izn\u00e1n\u00edm nebo z\u00e1znamu v registru. Podnikatelsk\u00fd \u00fav\u011br m\u016f\u017eete spl\u00e1cet po dobu, kter\u00e1 v\u00e1m bude vyhovovat. Za\u010d\u00edt m\u016f\u017eete na jednom m\u011bs\u00edci, a naopak spl\u00e1cet m\u016f\u017eete a\u017e po dobu t\u0159iceti let. Na zaji\u0161t\u011bn\u00ed p\u016fj\u010dky m\u016f\u017eete vyu\u017e\u00edt jakoukoliv nemovitost, a\u0165 u\u017e se jedn\u00e1 o v\u00fdrobn\u00ed halu, pozemek nebo kancel\u00e1\u0159. Podm\u00ednky jsou m\u00edrn\u011bj\u0161\u00ed ne\u017e nab\u00edz\u00ed banky, tak\u017ee budete m\u00edt v\u00edce mo\u017enost\u00ed, jakou nemovitost k tomuto \u00fa\u010delu vyu\u017e\u00edt. Domluvte si osobn\u00ed sch\u016fzku a zeptejte se na mo\u017en\u00e9 nab\u00eddky. Zva\u017ete va\u0161e mo\u017enosti a dob\u0159e si promyslete, po jak\u00fdch \u010d\u00e1stk\u00e1ch budete schopni pen\u00edze spl\u00e1cet. M\u00edt dob\u0159e nastaven\u00fd finan\u010dn\u00ed pl\u00e1n a \u0159\u00eddit se j\u00edm, je z\u00e1klad \u00fasp\u011bchu a pom\u016f\u017ee v\u00e1m to va\u0161e podnik\u00e1n\u00ed dlouhodob\u011b rozv\u00edjet. Opo\u017ed\u011bn\u00e9 spl\u00e1tky budou v\u00e1m budou situaci op\u011bt jen komplikovat, proto je dobr\u00e9 si v\u0161e dob\u0159e napl\u00e1novat.                                                                                                                                                                                                                                                                                                                                                                                           4.3\/5 - (7 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Nebankovn\u00ed hypot\u00e9ka pro za\u010d\u00ednaj\u00edc\u00ed podnikatele","item":"https:\/\/www.allko.cz\/nebankovni-hypoteka-pro-zacinajici-podnikatele\/#breadcrumbitem"}]}]